April is Distracted Driving Awareness Month. According to the National Safety Council, every 10% increase in distracted driving kills over 420 people and costs the American economy $4 billion every year. There has been a 23% increase in distracted driving since 2020, which has caused an additional 420,000 crashes, 1,000 fatalities, and $10 billion in[…]
Stay Focused Behind the Wheel
By John Scott Insurance Car Insurance Apr 04, 2024
Spring Clean for Your Insurance Policies
By John Scott Insurance newsletter, Personal Mar 07, 2024
Spring is right around the corner. We all look forward to it after a long, cold, dark winter. It’s a time to open the windows, let in some fresh air, start working in the garden and yard again, go on hiking and biking trips, and spring clean! Spring cleaning our homes is a hot topic[…]
Showing the Love in February by Securing Tomorrow with Life Insurance
By John Scott Insurance Lifestyle Feb 01, 2024
February is the month of love. We send our loved one’s cards, buy chocolate, flowers, and other gifts, but have you considered the gift of life insurance? I know, it doesn’t seem like the most romantic or fun gift, but it could mean the world to them in the future if it is ever needed.[…]
3 Reasons to Review your Insurance Policies Yearly
By John Scott Insurance newsletter, Personal Jan 04, 2024
Insurance is one of those things in life that we know we need to have in place, but we want to make sure we are getting the best value for. Value though, doesn’t just mean cost. It also means coverage. Regularly reviewing and updating your existing insurance coverage is an essential step to ensure that[…]
Creating Lasting Memories with Holiday Traditions
By John Scott Insurance Lifestyle, Personal Dec 07, 2023
The holiday season is a time for joy, togetherness, and creating cherished memories with loved ones. One of the best ways to bond with family and friends is to make the season special by nurturing fun holiday traditions. You may even want to start some new ones! Whether it’s baking cookies, decorating the house, or[…]
Finding the Right Homeowners Insurance for Your New Home
By John Scott Insurance Homeowners Insurance Nov 02, 2023
Buying a new home is one of life’s most significant investments and milestones. You work hard and save up for years, so that you can make your dream a reality. Then the day finally comes, and you want to be sure you are protecting your investment the best way you can. When you secure a[…]
Teen Driver Safety Tips
By John Scott Insurance Auto Insurance, Car Insurance Oct 05, 2023
National Teen Driver Safety Week is the third full week of October. It is a time to raise awareness and help parents to understand ways to teach their teens how to prevent injuries and deaths on the road. Car crashes are the number one cause of death for teenagers in the United States. Reasons for[…]
Back to School: Tips for a Happy and Healthy School Year
By John Scott Insurance Lifestyle, Personal Sep 07, 2023
The transition from lazy summer days to the bustling activity of sports, activities and homework can be both fun and overwhelming. To ensure a harmonious school year for everyone, it’s important to focus on being happy and healthy. Whether you’re a student, parent, or teacher, these tips will help pave the way for a productive[…]
The Unmarried Advantage: Understanding the Importance of Life Insurance for Singles
By John Scott Insurance Life Insurance Aug 08, 2023
Many people think life insurance is something you put in place when you start a family. The reality is that life insurance is important for everyone. Even if you’re single, chances are you have loved ones who depend on you financially or emotionally. This may include aging parents, siblings, or even close friends. By securing[…]
The Crucial Role of Boating Insurance: Protecting Your Investment and Ensuring Peace of Mind
By John Scott Insurance Auto Insurance Jul 11, 2023
Boating, whether for leisure or business purposes, offers a remarkable sense of freedom and adventure. The open waters beckon to those seeking relaxation, exploration, and the thrill of aquatic pursuits. However, alongside the joys of boating come inherent risks and potential liabilities. This is why having adequate boating insurance is not just a smart choice,[…]
The Homeownership Dream
By John Scott Insurance Homeowners Insurance Jun 06, 2023
Here’s a fun fact for you. June is National Homeownership Month. In 1995, President Clinton’s administration began National Homeownership Week as a strategy to increase homeownership across the nation. In 2002, President Bush expanded it to the whole month of June. This observance not only supports the dream of homeownership, but it is also a[…]
Life Insurance is Good for Everyone
By John Scott Insurance Life Insurance May 02, 2023
Life insurance is one of those policies we don’t really think about much. If we are single, we don’t think we need it, but really, it is good for everyone to have it in place. It protects our families in the case that something happens to us. If you are single but own a home[…]
Drive Safely to your Destination!
By John Scott Insurance Car Insurance Apr 04, 2023
We all know to drive safely, but we don’t always do it. We may be running late and increase our speed to try to get to our destination quicker. Maybe we are having an argument with a family member or friend and our focus is on the conversation we are having on the phone or[…]
Why You Need Umbrella Insurance in Place
By John Scott Insurance Umbrella Insurance Mar 02, 2023
You have probably heard of umbrella insurance, but if you are still unsure of what it is and why you need it, we will explain more here. You can think of umbrella insurance as a way to build the defense up in your wealth strategy. It protects the money you have built up from being[…]
3 Ways to Show Your Car Some Love this February!
By John Scott Insurance Auto Insurance, Car Insurance Feb 02, 2023
Cars are usually a big investment and one that we need to take care of so they have the longest life possible. We get attached to our cars also. They take us the places we want to go, they give us refuge when we need some alone time. You may even have a name for[…]
Warm Up Your Winter and Have Some Joy in Your Days
By John Scott Insurance Lifestyle, Personal Jan 05, 2023
After the holidays things just seem to slow down in the winter. There isn’t as much to do, and it tends to get a bit dull in the day to day if we are being honest. No matter how your day goes, starting and ending the day on a good note will make the struggles[…]
Be Grateful for the Roof Over Your Head
By John Scott Insurance Homeowners Insurance, Personal Dec 08, 2022
This time of year, is when we are in gratitude for many things and one of those is the roof we have over our head. We all know there are people that have hit hard times and are not fortunate enough to have that. Here at John Scott Insurance Agency, we are thankful for what[…]
5 Tips to Get Ready for the Holiday Season with Less Stress
By John Scott Insurance Homeowners Insurance, Lifestyle, Personal Nov 03, 2022
It’s that time of year again…for the holidays! It seems like it was just summer, doesn’t it? The holidays seem to creep up on a lot of people and makes us feel more unprepared for things than at any other time of the year. Holidays may be something you look forward to, or you may[…]
Make A Difference
By John Scott Insurance Lifestyle, Personal Oct 06, 2022
The thing most people love about where they live, and work is the community they are surrounded by. Community is important for us. It brings us together, helps us to meet new people and make new friends and provides for us in times of need. National Make a Difference Day falls on the fourth Saturday[…]
Neighbors are Important
By John Scott Insurance Homeowners Insurance, Lifestyle Sep 01, 2022
When you are buying a new house, you always hope that you have good neighbors. You know, the ones you can borrow a cup of sugar from, that don’t throw loud parties and that you maybe even enjoying having coffee with. September 28th is National Good Neighbor Day, which is a great opportunity to get[…]
Life Insurance Myths and Facts
By John Scott Insurance Life Insurance Aug 04, 2022
Your family is important to you. There is no denying that. They are the people that you make memories with. The ones you build dreams together with and go through the ups and downs of life with. It is a fact that you need to protect them, even if you are not physically on this[…]
Classic Car Maintenance Tips
By John Scott Insurance Auto Insurance, Car Insurance, Lifestyle Jul 07, 2022
Collector Car Appreciation Day falls on July 9th this year, and classic cars are so much fun! They can also be a lot of work. We want to make sure you are confident with your classic car, even if you are a new collector. Collecting classic cars has been a favorite hobby for many Americans[…]
Time to Get Outside and Enjoy Nature
By John Scott Insurance Lifestyle, Personal Jun 16, 2022
The warm months are a time to get outside and enjoy nature. It is a time to have family fun days, romantic dates, and even alone time to just think and reflect. There are an abundance of national wildlife refuges and parks to explore, and you can find them not to far from you, no[…]
June is National Homeownership Month
By John Scott Insurance Homeowners Insurance Jun 02, 2022
It’s long been the American Dream to own a home. Many people work hard each day in the hopes of attaining that goal. Once they have reached it they take pride in their accomplishment and make their home a beautiful oasis for themselves and their family. There are organizations in the U.S. that help people[…]
Are You Ready for Summer Road Trips?
By John Scott Insurance Car Insurance, Lifestyle May 19, 2022
Memorial Day is right around the corner and we all know what that means! It is finally the start of summer (mostly) and time for road trips to your favorite places to visit. Each summer millions of people take to the road for various reasons that bring them joy. May 27th is National Road Trip[…]
Exercise Changes the Same Way You Do
By John Scott Insurance Life Insurance, Lifestyle May 05, 2022
Health and fitness needs change over the years. When you are young you feel like you can conquer the world. Then you get a little older and feel like you must prove to everyone that you can still conquer the world…just a little slower maybe😉 Then if you are fortunate, you reach your senior years[…]
Protecting Your Time and Belongings
By John Scott Insurance Homeowners Insurance Apr 21, 2022
Our home is our haven. It is the place we go to relax and rejuvenate and spend time with loved ones. It is where we keep all our belongings and also where we spend a lot of time cleaning up and taking care of things, so the house is presentable and pretty. National No Housework[…]
What Skill Level Are You at For Reading A Map?
By John Scott Insurance Auto Insurance, Car Insurance Apr 07, 2022
When was the last time you read an actual road map? Anymore we all type in the address on our car navigation or on our Google map app on our phone and hit start, right? But what if you didn’t have satellite service in the area you were in? Would you be able to figure[…]
9 Tips for Planning a Great Road Trip
By John Scott Insurance Auto Insurance, Car Insurance Mar 17, 2022
It is springtime and road trips are definitely on the agenda for many of us. Time to hit the open road, have fun, explore, and make memories! Road trips are one of the best ways to travel when you want to experience as many different places as you possibly can. One of the perks is[…]
Backyard Plans for Spring
By John Scott Insurance Homeowners Insurance, Lifestyle Mar 03, 2022
Spring is finally here on March 20th! It’s the time of year again when we can get back outside and enjoy our yards. March 19th is also national Backyard Day so we are going to share some great ideas on how to have fun right in your own backyard this spring. Gardening – if you[…]
The Low Down on Homeowners Insurance
By John Scott Insurance Homeowners Insurance Feb 17, 2022
o you know what homeowners’ insurance is all about? It is a policy that is intended to provide a certain level of financial compensation if there is damage or destruction to your home or property. It may also cover you if you accidentally injure someone else or damage their property. A standard homeowners insurance policy[…]
Are You Protecting Your Loved Ones?
By John Scott Insurance Life Insurance Feb 03, 2022
Life, responsibilities, and distractions often keep us from spending quality time with our loved ones because we just can’t seem to find the time. It keeps us from taking care of ourselves also because we lose sleep, don’t eat right, and feel like we just can’t squeeze in a 30-minute workout and 15-minute meditation. We[…]
Energy Savings Tips
By John Scott Insurance Lifestyle, Tech Jan 20, 2022
January 10th is National Cut Your Energy Costs Day. This is a day that reminds us to explore our options for energy to make sure we are paying the best price and keeping up with any maintenance in our homes that could be affecting our energy and costing us more money. Here are some small[…]
8 Tips for Car Maintenance
By John Scott Insurance Auto Insurance, Car Insurance Jan 06, 2022
Older cars were easier to work on. You could do a lot of the work yourself if you were handy and knew what to do. The newer cars though are a whole new territory. Everything is computerized so a lot of maintenance must be done by a certified mechanic that understands the systems. It is[…]
4 Tips for Organizing Your Home
By John Scott Insurance Auto Insurance, Homeowners Insurance, Lifestyle Dec 16, 2021
Your home is your haven, so whether it is just you and your family enjoying time there, or a host of other people, you want your home to be organized, clean and comfortable. Your environment affects your emotions, behavior and productivity. A messy home can have you feeling stressed and anxious rather than calm and[…]
Celebrate National Cookie Cutter Week at Home
By John Scott Insurance Lifestyle, newsletter, Personal Dec 02, 2021
Everyone enjoys the scent of freshly baking cookies in the oven. You smell those cookies, and you can almost taste them melting in your mouth too. Which they do soon enough! The first week in December is national cookie cutter week and it is also a great way to dive into the holiday season. Cookies[…]
Carbon Monoxide Concerns
By John Scott Insurance Homeowners Insurance Nov 18, 2021
The silent killer. That is what people say when they refer to carbon monoxide. You don’t have any warning signs as there is no smell, taste, or sound. Not even animals can detect it. According to the Centers for Disease Control and Prevention (CDC), over 400 Americans die every year from accidental CO poisoning that[…]
Candle Safety
By John Scott Insurance Homeowners Insurance Nov 04, 2021
Candles are used for so many different things each day. Maybe you use them to set the mood for a romantic evening, or to make your house smell warm and inviting. Maybe they create light during a power outage. Whatever you use candles for, you need to do it in a safe way, so you[…]
Fun and Safety on Halloween
By John Scott Insurance Lifestyle, newsletter Oct 21, 2021
Fall is such a great time of year. The leaves are changing color, the air is a little cooler and crisp, it is a great time to hike or camp, and there is also Halloween. You may be a lover of Halloween yourself. Many people look forward to dressing up and going to a Halloween[…]
Fall Yard Cleanup
By John Scott Insurance Homeowners Insurance Oct 07, 2021
It seems that the start of each new season is a new opportunity to do some different yard work to prepare for the coming weather. Autumn is no exception. By taking the time now to prepare your yard for the winter weather, it will end up saving you a lot of time in the spring.[…]
Fun Fall Activities to Enjoy with Your Family
By John Scott Insurance Lifestyle, Personal Sep 16, 2021
Fall is finally here! While it can be sad to see the summer go away, it can be exciting to move into fall also. There are so many fun family activities you can do to make memories together! The changing leaves, crisp air, and warm fall scents are always something to look forward…not to mention[…]
8 Tips to Improve Any Camping Trip
By John Scott Insurance Lifestyle, Personal Sep 02, 2021
You may have spent time this summer going camping. Autumn is the perfect time for a few more family trips. The leaves are changing color, the air is crisp and cool, and the sky is even more beautiful when you are sitting around the campfire at night. Camping is an opportunity to unplug, connect with[…]
3 Back to School Tips
By John Scott Insurance Lifestyle, Personal Aug 19, 2021
It’s almost time for back to school again. It seems like the summer flies by so quick! Here are 3 tips to help your child start the school year successfully. First Day Even though it is summer, the school is still open and can help you with any concerns you may have. It is a[…]
Staying Safe on a Road Trip
By John Scott Insurance Car Insurance, Lifestyle Aug 05, 2021
It has been a while since we could experience a great road trip. If you love exploring the country that way, we are sure you missed it! Everyone is getting back on the road but to do this in a safe way you need to make sure you plan things out. Even if you have[…]
Keep Your Pets Safe from Fire
By John Scott Insurance Homeowners Insurance, Lifestyle Jul 15, 2021
Pets are so important to many of us. We love to go for long walks with our dog, or sit on the couch watching Netflix with a purring cat in our lap. It is important to us that they stay safe and out of harms way too. Did you know that July 15th is National[…]
5 Fun Family Activities to Celebrate the Fourth of July
By John Scott Insurance Lifestyle Jul 01, 2021
Summer is in full swing and the Fourth of July is a time we all love to celebrate and have fun with our family and friends. It’s that day that we all get together, maybe go to the beach, grill, have campfires and make s’mores, shoot off fireworks and run around the yard waving sparklers,[…]
7 Boating Safety Tips
By John Scott Insurance Auto Insurance, Lifestyle Jun 17, 2021
Summer fun may include relaxing on the boat with friends and family, but there are safety concerns with this activity. If you put safety first, you will be as prepared as possible for the unexpected. Also share your safety plan with passengers before going on the water so everyone can help if needed. Here are[…]
5 Summer Vacation Ideas that Avoid the Crowds
By John Scott Insurance Lifestyle, Personal Jun 03, 2021
After the past year of hunkering down at home and staying in, this year looks so promising for planning a great summer vacation with your family and friends. One of the things many people realized this past year is that they want a vacation but they want to avoid the crowds. Here are 5 tips[…]
5 Tips to Have Fun and Stay Safe for Memorial Day
By John Scott Insurance Auto Insurance, Homeowners Insurance, Lifestyle May 20, 2021
Most people consider Memorial Day the start of summer. If you are planning to travel anywhere, barbecue with friends and family or just spend a weekend in the sun, we have some tips to help you stay safe and have fun. Grilling – You may be using a grill or a smoker and it is[…]
6 Ways to Celebrate Mom
By John Scott Insurance Lifestyle, Personal May 06, 2021
It is almost Mother’s Day again! If you are celebrating with any of your loved ones this Mother’s Day, here are some ideas to make it a great one! This day is extended to generations of mothers—grandmothers, great-grandmothers, stepmothers, and mother figures. Most moms aren’t looking for a lavish gift but simply some quality time[…]
Helping Restore the Earth is Something We Can All Do
By John Scott Insurance Lifestyle, newsletter, Tech Apr 15, 2021
Earth day 2021 is right around the corner, on April 22nd. This annual event has been celebrated all across the world since its beginning in 1970. Restoring our Earth is something we should do not only because we care about the natural world, but because we live on it. Here are 17 actions and tips[…]
April is Distracted Driving Awareness Month
By John Scott Insurance Auto Insurance, Car Insurance Apr 01, 2021
Most of us know and understand that texting and driving is dangerous, so why do so many people still do it? It may only take a couple of seconds to glance at your phone but think of it this way. If you are driving on the highway at 60 mph, your eyes are off the[…]
Do You Really Need Umbrella Insurance?
By John Scott Insurance Umbrella Insurance Mar 18, 2021
You have insurance coverage for your car and home, and that is all you need right? Wrong. Umbrella insurance is a type of coverage that adds extra liability coverage over your other policies. It is meant to keep you and your loved ones protected during times that you may have very large liability claims or judgments,[…]