With National Dog Day coming up on August 26th, it’s a good time to talk about something a lot of pet owners never think about until it’s too late: what happens if your dog bites someone. It’s not a fun topic, but it’s an important one, and understanding how homeowners liability applies can save you[…]
Dog Bites and Homeowners Liability: What Every Pet Owner Should Know
By John Scott Insurance Umbrella Insurance Aug 20, 2026
Before You Head Out: Your Summer Vacation Insurance Checklist
By John Scott Insurance Car Insurance, Homeowners Insurance Jul 23, 2026
Summer is officially here, which means road trips, beach vacations, lake weekends, and long-awaited family getaways. Before you pack your bags and head out the door, take a few minutes to make sure your insurance has you covered — wherever the summer takes you. 1. Review Your Homeowner’s Policy Before You Leave Your home is[…]
Celebrate Safely: What Your Insurance Really Covers This Summer
By John Scott Insurance Homeowners Insurance Jul 02, 2026
The summer is a great time to celebrate, backyard gatherings, and spending quality time with loved ones. It’s also one of the busiest and riskiest times of year for insurance claims. Before you fire up the grill or head to the fireworks stand, it’s worth knowing exactly what your insurance covers (and what it doesn’t).[…]
High-Value Home Insurance: Why Standard Coverage May Not Be Enough
By John Scott Insurance Homeowners Insurance May 21, 2026
You worked hard for your home. Maybe it took decades of saving, smart decisions, and sacrifice to build a life and a property that truly reflects everything you’ve accomplished. Now imagine that something catastrophic happened such as a fire, a major water event, or a devastating storm, and your insurance claim came back for far[…]
🏡 Is Your Homeowners Insurance Really Protecting You? Here’s What to Check
By John Scott Insurance Homeowners Insurance Apr 02, 2026
Your home is more than just a place to live—it’s where life happens. From family gatherings to quiet evenings, it’s one of your most valuable assets. But when was the last time you reviewed your homeowners insurance policy? Many homeowners assume they’re fully covered… until something unexpected happens. 🔍 What Your Policy Should Include A[…]