The summer is a great time to celebrate, backyard gatherings, and spending quality time with loved ones. It’s also one of the busiest and riskiest times of year for insurance claims. Before you fire up the grill or head to the fireworks stand, it’s worth knowing exactly what your insurance covers (and what it doesn’t).[…]
Celebrate Safely: What Your Insurance Really Covers This Summer
By John Scott Insurance Homeowners Insurance Jul 02, 2026
Does Your Homeowners Insurance Cover a Swimming Pool? What Michigan & Indiana Homeowners Need to Know
By John Scott Insurance Homeowners Insurance Jun 25, 2026
Summer is peak backyard season, and for many homeowners in Southwest Michigan and Northern Indiana, that means pool time. Whether you have an in-ground pool, an above-ground model, or you’re thinking about installing one this summer, there’s an important insurance conversation you should have before anyone dives in. Pools are a wonderful source of family[…]
Prepare Your Home for Winter: Practical Tips & Smart Insurance Advice
By John Scott Insurance Homeowners Insurance Nov 06, 2025
Before the temperatures drop too much, and the snow begins to fall, now is the time to make sure your home is ready for the challenges of winter. A few simple maintenance steps can help you stay safe, warm, protected and can even prevent costly insurance claims down the road. At John Scott Insurance Agency,[…]
Is It a Good Idea to File a Home Insurance Claim?
By John Scott Insurance Archive, Personal Dec 20, 2018
As a responsible homeowner who is carrying the right homeowners insurance, you may not think twice about filing a homeowners insurance claim whenever an issue arises. However, there are some cases in which it does not pay to file a claim. Here’s what you need to know about the effects of filing a home insurance[…]
What Perils Does My Homeowners Insurance Protect Against?
By John Scott Insurance Archive, Personal Oct 11, 2018
When you secure homeowners insurance, you will have several coverage options to choose from. One of the decisions that you will have to make involves the type of peril coverage you secure. What exactly are ‘perils’ and what can your policy do to protect against them? What is a Peril? A peril is anything that[…]
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