The summer is a great time to celebrate, backyard gatherings, and spending quality time with loved ones. It’s also one of the busiest and riskiest times of year for insurance claims. Before you fire up the grill or head to the fireworks stand, it’s worth knowing exactly what your insurance covers (and what it doesn’t).[…]
Celebrate Safely: What Your Insurance Really Covers This Summer
By John Scott Insurance Homeowners Insurance Jul 02, 2026
Does Your Homeowners Insurance Cover a Swimming Pool? What Michigan & Indiana Homeowners Need to Know
By John Scott Insurance Homeowners Insurance Jun 25, 2026
Summer is peak backyard season, and for many homeowners in Southwest Michigan and Northern Indiana, that means pool time. Whether you have an in-ground pool, an above-ground model, or you’re thinking about installing one this summer, there’s an important insurance conversation you should have before anyone dives in. Pools are a wonderful source of family[…]
🏡 Is Your Homeowners Insurance Really Protecting You? Here’s What to Check
By John Scott Insurance Homeowners Insurance Apr 02, 2026
Your home is more than just a place to live—it’s where life happens. From family gatherings to quiet evenings, it’s one of your most valuable assets. But when was the last time you reviewed your homeowners insurance policy? Many homeowners assume they’re fully covered… until something unexpected happens. 🔍 What Your Policy Should Include A[…]
Winter Home Insurance Tips Every Homeowner Should Know
By John Scott Insurance Homeowners Insurance Jan 08, 2026
Winter weather can be beautiful. While it can be fun to watch the snow fall, trek through the woods on snowshoes, or go ice skating on your favorite pond, those same conditions can wreak havoc on your home. From freezing temperatures to heavy snow and ice, winter conditions often lead to some of the most[…]
Backyard Firepit Safety: Protect Your Home, Family and Homeowners Insurance Policy
By John Scott Insurance Homeowners Insurance Aug 21, 2025
There’s nothing quite like relaxing by a firepit on a cool evening—whether it’s roasting marshmallows with the family or enjoying a quiet moment under the stars. Firepits bring people together and add a cozy ambiance to any backyard. However, with warmth and charm comes responsibility. At John Scott Insurance Agency, we want to help you[…]