Business life insurance is a risk management strategy that protects companies from financial loss caused by the unexpected death or disability of an owner, partner, or key executive. Serving businesses across Michigan, Indiana, Illinois, Minnesota, Iowa, and Wisconsin since 1960, John Scott Insurance helps regional business owners structure essential coverage, including Buy-Sell Agreements, Key Person[…]
Business Life Insurance Strategies for Small Business Owners Across the Midwest
By John Scott Insurance Business Life Insurance Sep 08, 2026
Adding a Teen Driver to Your Policy: What Back-to-School Season Means for Your Auto Insurance
By John Scott Insurance Auto Insurance Aug 06, 2026
Nothing quite prepares you for the moment your teenager gets behind the wheel for the first time. It’s exciting, nerve-wracking, and, for a lot of parents, the first time auto insurance really becomes a personal, hands-on topic instead of something that just renews quietly in the background. As families across Southwest Michigan and Northern Indiana[…]
Before You Head Out: Your Summer Vacation Insurance Checklist
By John Scott Insurance Car Insurance, Homeowners Insurance Jul 23, 2026
Summer is officially here, which means road trips, beach vacations, lake weekends, and long-awaited family getaways. Before you pack your bags and head out the door, take a few minutes to make sure your insurance has you covered — wherever the summer takes you. 1. Review Your Homeowner’s Policy Before You Leave Your home is[…]
Does Your Homeowners Insurance Cover a Swimming Pool? What Michigan & Indiana Homeowners Need to Know
By John Scott Insurance Homeowners Insurance Jun 25, 2026
Summer is peak backyard season, and for many homeowners in Southwest Michigan and Northern Indiana, that means pool time. Whether you have an in-ground pool, an above-ground model, or you’re thinking about installing one this summer, there’s an important insurance conversation you should have before anyone dives in. Pools are a wonderful source of family[…]
Why Umbrella Insurance Is One of the Most Overlooked Protections
By John Scott Insurance Umbrella Insurance Mar 19, 2026
When people think about insurance, they typically think about home and auto policies. But what happens when a serious accident exceeds those coverage limits? That’s where umbrella insurance comes in. Umbrella insurance is one of the most affordable ways to protect your assets, yet it’s also one of the most overlooked. What Is Umbrella Insurance?[…]