With National Dog Day coming up on August 26th, it’s a good time to talk about something a lot of pet owners never think about until it’s too late: what happens if your dog bites someone. It’s not a fun topic, but it’s an important one, and understanding how homeowners liability applies can save you[…]
Dog Bites and Homeowners Liability: What Every Pet Owner Should Know
By John Scott Insurance Umbrella Insurance Aug 20, 2026
Before You Head Out: Your Summer Vacation Insurance Checklist
By John Scott Insurance Car Insurance, Homeowners Insurance Jul 23, 2026
Summer is officially here, which means road trips, beach vacations, lake weekends, and long-awaited family getaways. Before you pack your bags and head out the door, take a few minutes to make sure your insurance has you covered — wherever the summer takes you. 1. Review Your Homeowner’s Policy Before You Leave Your home is[…]
5 Surprising Auto Insurance Gaps to Check Today
By John Scott Insurance Auto Insurance May 07, 2026
What insurance gaps are you missing. You buckle your seatbelt every time you drive. You stop at yellow lights. You’re a careful, responsible driver and you’ve had auto insurance for as long as you’ve had a license. But here’s a question most drivers can’t fully answer: Do you actually know what your policy covers? Most[…]
Life Insurance: A Simple Step That Makes a Lasting Difference
By John Scott Insurance Life Insurance Apr 16, 2026
Life moves fast—between work, family, and everything in between, it’s easy to put off planning for the future. But one of the most important things you can do for your loved ones is also one of the simplest: securing life insurance. 💭 What Is Life Insurance Really For? At its core, life insurance is about[…]
Why Umbrella Insurance Is One of the Most Overlooked Protections
By John Scott Insurance Umbrella Insurance Mar 19, 2026
When people think about insurance, they typically think about home and auto policies. But what happens when a serious accident exceeds those coverage limits? That’s where umbrella insurance comes in. Umbrella insurance is one of the most affordable ways to protect your assets, yet it’s also one of the most overlooked. What Is Umbrella Insurance?[…]