With National Dog Day coming up on August 26th, it’s a good time to talk about something a lot of pet owners never think about until it’s too late: what happens if your dog bites someone. It’s not a fun topic, but it’s an important one, and understanding how homeowners liability applies can save you[…]
Dog Bites and Homeowners Liability: What Every Pet Owner Should Know
By John Scott Insurance Umbrella Insurance Aug 20, 2026
Why Umbrella Insurance Is One of the Most Overlooked Protections
By John Scott Insurance Umbrella Insurance Mar 19, 2026
When people think about insurance, they typically think about home and auto policies. But what happens when a serious accident exceeds those coverage limits? That’s where umbrella insurance comes in. Umbrella insurance is one of the most affordable ways to protect your assets, yet it’s also one of the most overlooked. What Is Umbrella Insurance?[…]
How covered are you?
By John Scott Insurance Umbrella Insurance Oct 03, 2024
Have you ever considered getting an umbrella policy? People with significant assets or savings are more at risk for being sued for extensive damages in the event of an accident. If you don’t have an umbrella policy you could lose everything and turn out bankrupt. For example: A lawyer runs a red light[…]
Why You Need Umbrella Insurance in Place
By John Scott Insurance Umbrella Insurance Mar 02, 2023
You have probably heard of umbrella insurance, but if you are still unsure of what it is and why you need it, we will explain more here. You can think of umbrella insurance as a way to build the defense up in your wealth strategy. It protects the money you have built up from being[…]
Michigan PIP and Umbrella Policies Go Hand in Hand
By John Scott Insurance Umbrella Insurance Jul 02, 2020
Anyone can benefit from the additional liability limits they would have with an umbrella policy. If you own a house, automobile, boat or have liability risks where your personal assets may be exposed, investing in an umbrella policy can help. With the recent PIP changes in Michigan also, there is an even greater need for[…]
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